Kalculate

Know your retirement math in 3 minutes.

Inflation-honest planning for India. No sales pitch, no phone number, and your data never leaves your browser — you export it, you own it.

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Planning to retire someday?

Find your number: how much you'll need, what you're on track for, and exactly how much more to invest each month.

Find my number →
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Retired, or have a corpus?

See how much you can safely withdraw each month — rising with inflation every year, never a flat number — and how long it lasts.

Plan my withdrawals →

Nothing stored

Your numbers live only in your browser's memory. Close the tab and they're gone — unless you export them.

You own the file

Download or email yourself a PDF report and a scenario file. Load the file back anytime to continue.

Honest math

6% inflation, 10% medical & education inflation, inflation-growing withdrawals. Every assumption editable, every formula shown.

Not sure where to start? Just open a calculator — every field begins with a sensible example (like Priya, 26, ₹80k/month, or a ₹1 Cr corpus from age 60) and you nudge the numbers toward yours.